#progressive

Hackers say they may be able to control any vehicle with a telematics-enabled sensor — including a popular sensor that insurance companies use for consumers — plugged into the car’s diagnostic port, according to Wired report (via The Verge).

In recent weeks, several hacks have surfaced — Chrysler, General Motors and Telsa — related to specific automakers. According to the report, the On-Board Diagnostic system hack could apply to any make or model fitted with an insurance or tracking dongle. The University of California San Diego researchers say they’ll present their findings at the Usenix conference Tuesday.

And, um, there’s no easy way to put this, but … it doesn’t appear that it would be all that hard to find cars with the dongles at the moment.

How far will an insurance company go to save money? Most people expect modern insurers to attempt to wiggle out of claims, use inferior parts to repair a car, or argue every possible technicality. How about defending in court the person who kills one of their insured clients, just to make sure they don’t have to come across with underinsured-motorist coverage?

Privacy is highly valued – until we can sell it for a small discount. Hundreds of thousands of auto insurance customers allowed an electronic ankle bracelet fitted to their car in exchange for a possible insurance discount. A year ago, Progressive offered its “”Snapshot“ device. It plugs into your car’s OBD system keeps and collects data that help Progressive to profile your driving. According to Reuters, Progressive already analyzed more than 5 billion driven miles. The company says its driving-behavior data is twice as good as any other factor in predicting risk, and that bad drivers cost Progressive more than twice as much as good ones.

In what “could herald a new era in auto insurance” (if the Wall Street Journal is right), Progressive “introduced a new type of car insurance that offers a discount to policyholders based on real-time information about how and when they drive.”

And how will Progressive obtain all that info?