Who Wants To Lease A Chevy Cruze For Less Than A Gym Membership?

Aaron Cole
by Aaron Cole
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who wants to lease a chevy cruze for less than a gym membership

Leasehackr has a screaming deal on a 2016 Chevrolet Cruze Limited (the old body style) 1LT Automatic if:

1) You can sell it for more than $13,000 after two years;

2) You’re were a Costco Auto member before Sept. 30;

3) You can get $1,800 off of MSRP, or thereabouts;

4) Max incentives;

5) You’re a current lessee of another automaker;

6) You don’t mind driving a Chevrolet Cruze Limited 1LT Automatic for two years.

If you ticked every one of those boxes, congratulations! You can lease a 2016 Chevrolet Cruze for $40 or less*** per month for 24 months.

The math breaks down as such, according to Leasehackr:


  • GM Financial Lease Cash — $1,700
  • Incremental Bonus Customer Cash — $1,075 (not available in some areas, including Denver)
  • Chevrolet Bonus Cash — $1,000
  • GM Competitive Lessee Conquest Cash — $1,500

Add all those up, and knock it off the asking price of $21,070 and you’re roughly looking at $15,795.

Now, ask the Chevy dealer to pretty, pretty please knock $1,800 off the price of an outgoing Cruze model and you’re sitting at $13,995 after it’s all over.

According to Leasehackr, GM Financial estimates that your 2016 Chevrolet Cruze will be worth roughly $13,280 after two years with 10,000 each year, which makes the total depreciation expense $715 — or about $29 a month. Throw in a monthly finance charge of about $11, and that’s a Chevy Cruze for $40 a month.

Where does the Costco membership come in?

If you were a Costco Auto member before Sept. 30, you can get a $700 gift card back from Costco for leasing the Cruze. That’s a lot of mayo.

*** You already own a Chevrolet Volt, you say? Better news! You can get $2,500 Volt Loyalty cash off that Cruze lease, which means you just scored a 24-month lease for free — or even made money.

You’re welcome,

Your TTAC Financial* Adviser Team

“Just Cut Us The Check Already”

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Aaron Cole
Aaron Cole

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3 of 38 comments
  • Corollaman Corollaman on Jan 02, 2016

    Has anyone actually been able to do this? I went to a local dealer that had one of them left over, only it was a manual and they laughed at me when I told them about this "deal"

    • Gearhead77 Gearhead77 on Jan 02, 2016

      I didn't get this deal, but even between two Chevy stores, they varied wildly. The deal is for a 2016 Cruze LT Limited (old car). The local Volume Chevy store advertised a $99/mo lease special with 725 down. Now of course there was fine print, which I qualified for. With a bit more down ( but also $1000 more in options than the car listed in the special) I was able to walk out with 113/month for 24 months at 10k a year, with little negotiating or haggling. Car at 300 under invoice. Another volume(notice small v) Chevy dealer I went to because they were only 10 minutes from my house as opposed to 30 minutes only knew of the national deal with the lease conquest rebate. I didn't try to haggle ( and this place is known for high pressure, shady dealing, so I didn't want to give them business anyway.) But the best they could do, on the same car, was 170 month with 1900 down even with rebates. But why sit there and play "the game" when I knew the only inconvenience to get a better deal was a longer drive ( that would be nearly the same length of time playing "the game")? The Volume Chevy store, where I got the Cruze, also had 7 Corvettes sitting on the showroom floor. You don't get that, I imagine, by not moving a bunch of the Generals metal. My point is, and I'm sure those of you with more behind the scenes dealer experience among you know, not all dealers get the same deals.

  • Anonymouse Anonymouse on Jan 03, 2016

    It took a little effort (4 hours of calling), but I found a dealer to do the deal. I'm not sure why everyone is fixated on the LT, when the LS with a red tag will give even a better deal. The only feature I care about that the LS doesn't have is heated seats, but I'll live. I ended up paying $400 total drive off, $65 a month for 23 payments, and that is for 15,000 miles per year, not the 10k that most come with. I needed more mileage than 10k, but the payment would have been about $20-25 if I went that option...these are pre-Costco prices, so with the Costco rebate the 10k lease could basically be free. It's a perfectly cromulent vehicle, and thousands of dollars cheaper than just about anything else over the 2 year lease. Thanks for the heads up!

  • ToolGuy I appreciate the thoughtful comments from the little people here, and I would like to remind everyone that Ford Motor Company offers a full range of vehicles which are ideal for any driving environment including New York City. The size and weight our of product portfolio has been fully and completely optimized to be friendly to the planet and friendly to pedestrians while consuming the bare minimum of resources from our precious planet (I am of course a lifelong environmentalist). Plus, our performance models will help you move forward and upward by conquering obstacles and limits such as congestion and your fellow humans more quickly at a higher rate of speed. I invite you to learn more at our website.Signed, William Clay Ford Jr.
  • George Hughes What ever happened to the American can-do attitude. I know what, it was coopted by the fossil fuel industry in their effort to protect their racket.
  • 28-Cars-Later "But Assemblyman Phil Ting, the San Franciscan Democrat who wrote the electric school bus legislation, says this is all about the health and wellbeing of Golden State residents. In addition to the normal air pollution stemming from exhaust gasses, he believes children are being exposed to additional carcinogens by just being on a diesel bus."Phil is into real estate, he doesn't know jack sh!t about science or medicine and if media were real it would politely remind him his opinions are not qualified... if it were real. Another question if media were real is why is a very experienced real estate advisor and former tax assessor writing legislation on school busses? If you read the rest of his bio after 2014, his expertise seems to be applied but he gets into more and more things he's not qualified to speak to or legislate on - this isn't to say he isn't capable of doing more but just two years ago Communism™ kept reminding me Dr. Fauxi knew more about medicine than I did and I should die or something. So Uncle Phil just gets a pass with his unqualified opinions?Ting began his career as a real estate  financial adviser at  Arthur Andersen and  CBRE. He also previously served as the executive director of the  Asian Law Caucus, as the president of the Bay Area Assessors Association, and on the board of  Equality California. [url=https://en.wikipedia.org/wiki/Phil_Ting#cite_note-auto-1][1][/url][h3][/h3]In 2005, Ting was appointed San Francisco Assessor-Recorder in 2005 by Mayor  Gavin Newsom, becoming San Francisco’s highest-ranking  Chinese-American official at the time. He was then elected to the post in November 2005, garnering 58 percent of the vote.Ting was re-elected Assessor-Recorder in 2006 and 2010During his first term in the Assembly, Ting authored a law that helped set into motion the transformation of Piers 30-32 into what would become  Chase Center the home of the  Golden State Warriorshttps://en.wikipedia.org/wiki/Phil_Ting
  • RHD This looks like a lead balloon. You could buy a fantastic classic car for a hundred grand, or a Mercedes depreciationmobile. There isn't much reason to consider this over many other excellent vehicles that cost less. It's probably fast, but nothing else about it is in the least bit outstanding, except for the balance owed on the financing.
  • Jeff A bread van worthy of praise by Tassos.