QOTD: How Much Would YOU Pay Over MSRP?

Tim Healey
by Tim Healey
qotd how much would you pay over msrp

Matt's story about car buyers being willing to pay a LOT over MSRP begs the question: How much over MSRP would YOU pay if you were buying a new car?


It's a pretty straightforward question, so I don't need a lot of preamble. There's no reason to pad the word count, either, to hit a minimum.

Let's just jump into it -- if you were buying a new car, how much over MSRP would you be willing to pay?

[Image: Prostock-studio]

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  • Art  Vandelay Art Vandelay on Oct 26, 2022

    About Tree Fiddy

  • MaintenanceCosts MaintenanceCosts on Oct 26, 2022

    There's MSRP and then there's market. I won't pay more than market. And if market doesn't seem to me like a good value, then I won't buy at all.


    For decades market was usually under MSRP. Now on some vehicles it's over, and on many more vehicles it's MSRP plus a cheesy package of add-ons. And you have to wait some number of months. The catch is that late-model used vehicles are even more expensive, lately, because you don't have to wait for them.


    I've looked seriously at a new car twice in the last year and both times backed away because I couldn't stomach the price. On the other hand, I just bought an older used car, which was expensive, but not the same sort of major financial decision. I decided to go ahead and buy it because the car involved (a responsible-adult-owned, never-tuned manual 335i convertible) is very hard to find and appears to be at the bottom of the depreciation curve.

  • Buffaloboxster Buffaloboxster on Oct 26, 2022

    I bought a new C63 AMG last year. I had to scour the earth for one, since they were getting hard to find. I had a great conversation with a dealer in California who was going to ship the car to New York and handle everything online. We got all the way to the end and they wanted several thousand dollars over sticker. I told them in no uncertain terms that as soon as I found a car that fit what I was looking for at sticker, they were going to lose the deal. I found said car in Boston (shout out to Herb Chambers, great to deal with!), and the Cali dealer lost the sale.

  • Zerofoo Zerofoo on Oct 27, 2022

    I'm ashamed to say - $2000 is my limit.


    I recently bought a family member a new car and paid $2k over MSRP. There was little to no inventory around, all the dealers wanted that markup or more and used cars were stupidly priced.


    My wife watched me stew about it for a week. It was a crappy deal, but we're done buying cars for a good long time.


    • Art  Vandelay Art Vandelay on Oct 27, 2022

      Why be ashamed? If you shopped around and that was a competitive price with what everyone else was charging and you couldn't wait and roll the dice prices will come down (they won't until those 13 percent interest rates come back Carter Style) than why would you be ashamed? Stuff costs what it costs and no amount of crying by folks is going to change it. If someone has evidence that there is market manipulation and/or collusion going on they should come forward. Otherwise it is just sour grapes from people that think they are entitled to more car than they can afford for whatever reason. Nobody was crying about "MUH MSRP" and wanting to pay more when the norm was for the transaction price to be under MSRP.



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