Paid In Full: Why I Finally Kept a Car Long Enough to Pay the Note

Every now and then, life takes you by surprise. One minute you’re hanging out with your buddies, deploying the 225 horsepower of a tattered Mustang GT to do donuts in the parking lot of the Muddy Shag Lounge. The next, you’re weighing the benefits of a variable rate mortgage.

It’s an alarming reminder of age, not unlike the sudden predilection of my knees to sound like nails in a Cuisinart when I attempt to alight from my sofa after watching the Pittsburgh Penguins get shellacked by the Chicago Blackhawks.

One such life event snuck up on me a couple of weeks ago: I finally kept a car long enough to pay it off.

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Hammer Time: Is Reliability Getting Old?

“You can have any car you want. So long as it’s a Toyota or Honda.”

My parents had offered to split the costs of a new car with me back in 1994. That matching policy eventually included an awful lot of disclaimers and exclusions.

“No V8! No V6! No turbo! No stick! No convertible! No small car! No! Nein! Nyet!”

I eventually settled on a red Toyota Camry Coupe that served me well for 12 years and nearly 240k miles. It’s still on the road, which is funny because my brother, who had an equal bent on the Toyonda reliability supremacy, did something unusual recently.

He bought an Audi. Then he did something even stranger than that… he bought another.

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  • ToolGuy I have 2 podcasts to listen to before commenting, stop rushing my homework.
  • ToolGuy Please allow me to listen to the podcast before commenting. (This is the way my mind works, please forgive me.)
  • ToolGuy My ancient sedan (19 years lol) matches the turbo Mazda 0-60 (on paper) while delivering better highway fuel economy, so let's just say I don't see a compelling reason to 'upgrade' and by the way HOW HAVE ICE POWERTRAIN ENGINEERS BEEN SPENDING THEIR TIME never mind I think I know. 😉
  • FreedMike This was the Official Affluent-Mom Character Mobile in just about every TV show and movie in the Aughts.
  • Offbeat Oddity The RAV4, and I say this as someone who currently owns a 2014 CR-V. My aunt has a 2018 CR-V that has had a lot of electrical issues, and I don't trust the turbo and CVT to last as long as Toyota's NA engine and 8-speed automatic. Plus, the RAV4 looks sportier and doesn't have the huge front overhang.