You would think that I would know better by now, right? That after literally years of doing this whole “What Car Should I Buy” thing (which sounds a lot like the name of a series on a competing blog that started after “Ask Bark” become the most widely read feature at TTAC), that I would realize people always take immense amounts of my time and virtually never follow my advice. But when I had a close friend ask me for help with buying a car for his wife, I mean, of course I said that I’d help. As I recently saw a fellow automotive writer say, I guess I’m a “gluten for punishment.”
Sounds painful.
Not because I actually expected them to take my advice, of course, but because this was going to be a chance to actually negotiate a deal in person. And if there’s one thing Ol’ Bark loves, it’s going toe-to-toe with a car dealer — it’s literally my favorite thing to do. Since I’m not planning to buy a car any time soon, this would be the next best thing.
So here’s the situation: my friend got married a couple of years ago to a young lady from his home country of Colombia, who is relatively new to the States and doesn’t have much credit history. Unfortunately, prior to this, my friend had also gone through a nasty divorce which caused him to declare a Chapter 7 bankruptcy, so they were in a bit of a pickle when it came to financing. They had bought an older Nissan Versa for cash last year, but the transmission was on its last legs, and the cost of fixing the car would have been 2-3 times the actual value. Buying that car had eaten up nearly all of their cash on hand, so they needed to find a cheap, cheerful, and reliable car that would allow her to build up some credit history and also provide solid transportation — all for less than $250 a month.
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