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Topic Review (Newest First)
05-30-2014 04:17 AM
Lie2me Hummer said At the station: sir we found no signs you used your brakes before colliding with the victim, care to explain? "I didn't want my insurance to go up." Exactly!
05-28-2014 07:59 AM
Hummer At the station: sir we found no signs you used your brakes before colliding with the victim, care to explain?

"I didn't want my insurance to go up."
05-24-2014 07:25 PM
Lie2me I can't imagine any logical reason to have a device like this in my car. Not only for the obvious privacy issues, but this... "I did get dinged from doing an emergency stop when a homeless person on a bicycle loaded with plastic bottles swung out across three lanes in front of me, going about two kilometers an hour" You were put in a position where an emergency braking maneuver was necessary to avoid hitting this man, a natural and appropriate response, but you say you were penalized for the maneuver, which doesn't make sense. The next situation like this will cause you to "weigh your options" instead of reacting to the situation without concern for these possible consequences. This is a glaring flaw in this type of device that really needs to be addressed
05-19-2014 07:58 AM
JohnnyFirebird imag said It's a good topic for a post. *There was a recent article in R&T about it, where the reviewer said his hard braking excluded him from a discount. *He also said that it wasn't supposed to report on maximum speed. *I think they are just starting soft here in the US. *Once folks have the boxes, they will just keep adding "features". As long as there is an option, I will pay not to have a tracker in my car - other than my phone, my foil-bagged FasTrak, and who-knows-what that is already embedded in the electronics I did get dinged from doing an emergency stop when a homeless person on a bicycle loaded with plastic bottles swung out across three lanes in front of me, going about two kilometers an hour - didn't actually effect my premium for the month, it's weighted to the number of incidents versus how much you drive. Still, yeah, really intrusive.
05-16-2014 08:44 PM
imag It's a good topic for a post. *There was a recent article in R&T about it, where the reviewer said his hard braking excluded him from a discount. *He also said that it wasn't supposed to report on maximum speed. *I think they are just starting soft here in the US. *Once folks have the boxes, they will just keep adding "features".

As long as there is an option, I will pay not to have a tracker in my car - other than my phone, my foil-bagged FasTrak, and who-knows-what that is already embedded in the electronics
05-15-2014 08:41 AM
NancyLong People whose cars have alarm system, immobilizer, and tracker may have the cheapest car insurance premiums.*The trackers allow your car to be recovered after being stolen.
*
05-14-2014 03:41 PM
JohnnyFirebird Love to see a look at enthusiast drivers who have tried insurance trackers.

I'm curious if anyone else on here has tried out the insurance tracker route. I'm on Mobiliz, a Quebec company that targets young drivers. I've had one speeding ticket in Canada, so not a high risk guy, I'm also in my mid thirties. But my insurance has been high because A: I drive that SRT4 Caliber and B: My insurance was cancelled while I was on a three month work trip abroad (oops).

Normal insurance policies wanted a year in advance, and about $1800 for two-way coverage. Mobiliz offers two-way with a $200 deductible for about $800 a year, and it's month-by-month.

The tracker was free to install, and deducts for hard braking, hard acceleration, driving 18kph over the speed limit, and charges per kilometer driven. Right now with about 300-400 kilometers per month average and no infractions my monthly bill is under fifty bucks.

When I got my brakes installed last week my mechanic bedded them in and I got a nasty notice in my email inbox - $10 fine per minute of "extreme speeding" (he was going 94 in a 50 zone) and my driving was labelled unsafe, an additional 40% per month (versus the usual -25% for my "exceptional"). They removed this after talking with customer service and explaining the car was under the care of a mechanic.

Unlike the US options this one does the full GPS tracking thing, which I think most folks on here would find invasive. The big change for me is that I no longer gun it on on-ramps.

It's been interesting. The money saved is good, but unless you have a seriously bad driving record (or no driving record) I'd say pay the extra and get a less invasive insurance program.

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