The Truth About Cars » Leasing http://www.thetruthaboutcars.com The Truth About Cars is dedicated to providing candid, unbiased automobile reviews and the latest in auto industry news. Thu, 11 Feb 2016 18:00:49 +0000 en-US hourly 1 http://wordpress.org/?v=4.2.4 The Truth About Cars is dedicated to providing candid, unbiased automobile reviews and the latest in auto industry news. The Truth About Cars no The Truth About Cars editors@ttac.com editors@ttac.com (The Truth About Cars) 2006-2009 The Truth About Cars The Truth About Cars » Leasing http://www.thetruthaboutcars.com/wp-content/themes/ttac-theme/images/logo.gif http://www.thetruthaboutcars.com Ask Bark: What to Do with $300/Month? http://www.thetruthaboutcars.com/2016/02/ask-bark-300-per-month/ http://www.thetruthaboutcars.com/2016/02/ask-bark-300-per-month/#comments Tue, 09 Feb 2016 15:00:53 +0000 http://www.thetruthaboutcars.com/?p=1282938 Every once in awhile, somebody writes in to Ask Bark with a question that makes me check my own bank account to see if I can afford my own recommendation. Today is one of those times. Sit back and relax while you read about our friend’s quest for a more powerful grocery-getter, and then see if […]

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Every once in awhile, somebody writes in to Ask Bark with a question that makes me check my own bank account to see if I can afford my own recommendation. Today is one of those times. Sit back and relax while you read about our friend’s quest for a more powerful grocery-getter, and then see if […]

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How An 86-Year-Old African-American Woman Was Charged Over Sticker For Last Year’s Buick http://www.thetruthaboutcars.com/2015/12/86-year-old-african-american-woman-charged-sticker-last-years-buick/ http://www.thetruthaboutcars.com/2015/12/86-year-old-african-american-woman-charged-sticker-last-years-buick/#comments Tue, 29 Dec 2015 14:00:38 +0000 http://www.thetruthaboutcars.com/?p=1251249 Imagine the following scenario: You’re a Buick salesman. An elderly woman comes into your showroom to inquire about a replacement for her Regal. You decide that she’s a great candidate for an Encore, and since you have some previous-year Encore stock you decide that she’s a great candidate for a 2015 Encore instead of the […]

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Imagine the following scenario: You’re a Buick salesman. An elderly woman comes into your showroom to inquire about a replacement for her Regal. You decide that she’s a great candidate for an Encore, and since you have some previous-year Encore stock you decide that she’s a great candidate for a 2015 Encore instead of the […]

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New or Used: Terminating the Terminal Lease Deal? http://www.thetruthaboutcars.com/2015/09/new-used-terminating-terminal-lease-deal/ http://www.thetruthaboutcars.com/2015/09/new-used-terminating-terminal-lease-deal/#comments Fri, 04 Sep 2015 19:00:25 +0000 http://www.thetruthaboutcars.com/?p=1156570 Steve (not Lang) writes: My wife has a 2013 Prius with a total of 36,000 allowable miles over the 36 month lease through June 2016. The problem is she now drives more and is already at 37,500+ miles! At 0.25 cents per mile, it will add up quickly. Should we just plan on buying the […]

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Steve (not Lang) writes: My wife has a 2013 Prius with a total of 36,000 allowable miles over the 36 month lease through June 2016. The problem is she now drives more and is already at 37,500+ miles! At 0.25 cents per mile, it will add up quickly. Should we just plan on buying the […]

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If You Drive A Smart Today, You Can Drive An Exotic Later http://www.thetruthaboutcars.com/2015/08/drive-smart-today-can-drive-exotic-later/ http://www.thetruthaboutcars.com/2015/08/drive-smart-today-can-drive-exotic-later/#comments Wed, 26 Aug 2015 13:00:40 +0000 http://www.thetruthaboutcars.com/?p=1152137 Two weeks ago, I wrote about the slings and arrows of car2go membership. A few members of the B&B took issue with my claim that car2go was the cheapest way to operate an automobile. One of them decided to do the math. And did he ever. If you have a modern version of Microsoft Excel […]

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Two weeks ago, I wrote about the slings and arrows of car2go membership. A few members of the B&B took issue with my claim that car2go was the cheapest way to operate an automobile. One of them decided to do the math. And did he ever. If you have a modern version of Microsoft Excel […]

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Auto Loans Top $1T; Sub-prime Loans Grow 10 Percent Over 2014 http://www.thetruthaboutcars.com/2015/08/auto-loans-top-1t-sub-prime-loans-grow-10-percent-2014/ http://www.thetruthaboutcars.com/2015/08/auto-loans-top-1t-sub-prime-loans-grow-10-percent-2014/#comments Tue, 11 Aug 2015 21:00:59 +0000 http://www.thetruthaboutcars.com/?p=1138674 Credit-reporting agency Equifax says that as of June 2015 more than $1 trillion has been loaned or leased in the United States. The total dollar amount is 10.5 percent higher than last year. The average loan amount is $20,800, which is a 3.65 percent increase over last year, and the average sub-prime loan is $18,200. Sub-prime […]

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Credit-reporting agency Equifax says that as of June 2015 more than $1 trillion has been loaned or leased in the United States. The total dollar amount is 10.5 percent higher than last year. The average loan amount is $20,800, which is a 3.65 percent increase over last year, and the average sub-prime loan is $18,200. Sub-prime […]

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Luxury Brands Doing Well On The Back Of Lower-End Models http://www.thetruthaboutcars.com/2015/05/luxury-brands-well-back-lower-end-models/ http://www.thetruthaboutcars.com/2015/05/luxury-brands-well-back-lower-end-models/#comments Mon, 04 May 2015 19:00:17 +0000 http://www.thetruthaboutcars.com/?p=1061074 Want to know why Mercedes, Audi, Lexus and all of the other luxury players are doing so well these days? Because of less-costly, lower-end luxury models. The low-end models, whose starting base prices are between $31,000 and $35,000, are pulling in new customers who desire the status a given badge conveys, USA Today reports. Edmunds.com […]

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Want to know why Mercedes, Audi, Lexus and all of the other luxury players are doing so well these days? Because of less-costly, lower-end luxury models. The low-end models, whose starting base prices are between $31,000 and $35,000, are pulling in new customers who desire the status a given badge conveys, USA Today reports. Edmunds.com […]

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US New-Truck Leases Rise Thanks To Higher Residuals, Transactions, More Content http://www.thetruthaboutcars.com/2015/03/us-new-truck-leases-rise-thanks-higher-residuals-transactions-content/ http://www.thetruthaboutcars.com/2015/03/us-new-truck-leases-rise-thanks-higher-residuals-transactions-content/#comments Wed, 18 Mar 2015 10:00:01 +0000 http://www.thetruthaboutcars.com/?p=1023753 Forget about leasing Benzes and Lexuses: trucks are the new hotness, thanks to higher residuals and transaction prices, as well as more content. Automotive News reports leases accounted for 14 percent of light-duty truck sales in the United States, which is smaller than the 20 percent overall figure for U.S. new-car leases, as well as […]

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Forget about leasing Benzes and Lexuses: trucks are the new hotness, thanks to higher residuals and transaction prices, as well as more content. Automotive News reports leases accounted for 14 percent of light-duty truck sales in the United States, which is smaller than the 20 percent overall figure for U.S. new-car leases, as well as […]

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Bark’s Bites: Some Internet Truths Aren’t So True http://www.thetruthaboutcars.com/2015/03/barks-bites-internet-truths-arent-true/ http://www.thetruthaboutcars.com/2015/03/barks-bites-internet-truths-arent-true/#comments Mon, 02 Mar 2015 13:45:47 +0000 http://www.thetruthaboutcars.com/?p=1010378 One of the best worst things about the Internet is how many “experts” there are on every single subject under the sun. Among the easiest subjects for anybody to obtain indisputable guru-like status on, based on what I see around the web, is finance. And, boy, do they love to share their expertise, solicited or […]

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One of the best worst things about the Internet is how many “experts” there are on every single subject under the sun. Among the easiest subjects for anybody to obtain indisputable guru-like status on, based on what I see around the web, is finance. And, boy, do they love to share their expertise, solicited or […]

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Off-Lease Vehicles Set to Flood Used Car Market Along With More Former Rentals http://www.thetruthaboutcars.com/2014/01/off-lease-vehicles-set-to-flood-used-car-market-along-with-more-former-rentals/ http://www.thetruthaboutcars.com/2014/01/off-lease-vehicles-set-to-flood-used-car-market-along-with-more-former-rentals/#comments Mon, 27 Jan 2014 10:00:38 +0000 http://www.thetruthaboutcars.com/?p=724762 In 2013, 3.2 million new cars and light trucks were leased in the U.S., an almost threefold increase from 2009. The 2014 Manheim Used Car Report, produced by one of the larger used vehicle auction companies, says that the auto industry will have to change the way it remarkets cars if it is going to […]

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In 2013, 3.2 million new cars and light trucks were leased in the U.S., an almost threefold increase from 2009. The 2014 Manheim Used Car Report, produced by one of the larger used vehicle auction companies, says that the auto industry will have to change the way it remarkets cars if it is going to […]

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Bright Future For Auto Lending in 2014 http://www.thetruthaboutcars.com/2013/12/bright-future-for-auto-lending-in-2014/ http://www.thetruthaboutcars.com/2013/12/bright-future-for-auto-lending-in-2014/#comments Fri, 20 Dec 2013 15:19:29 +0000 http://www.thetruthaboutcars.com/?p=684794 According to credit reporting bureau TransUnion, auto finance has a bright future ahead in 2014, with easier access to credit and bigger loans for consumers. The company expects the average debt load per auto consumer will be $17,996 by the fourth quarter of 2014, up $1,000 from Q4 2013. TransUnion’s Vice President of Automotive Peter […]

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According to credit reporting bureau TransUnion, auto finance has a bright future ahead in 2014, with easier access to credit and bigger loans for consumers. The company expects the average debt load per auto consumer will be $17,996 by the fourth quarter of 2014, up $1,000 from Q4 2013. TransUnion’s Vice President of Automotive Peter […]

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Ally Exits Superprime Loans, Enters Used Car Market http://www.thetruthaboutcars.com/2013/11/ally-exits-superprime-loans-enters-used-car-market/ http://www.thetruthaboutcars.com/2013/11/ally-exits-superprime-loans-enters-used-car-market/#comments Tue, 12 Nov 2013 10:00:11 +0000 http://www.thetruthaboutcars.com/?p=645522 Best known for underwriting public radio programming such as “All Things Considered” and “Marketplace,” Ally Financial — formerly known as GMAC until the subprime market collapse kicked off the Great Recession — has decided to go for the gold in the used car and leasing markets, citing “irrational” pricing found in the superprime mortgage loan […]

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Best known for underwriting public radio programming such as “All Things Considered” and “Marketplace,” Ally Financial — formerly known as GMAC until the subprime market collapse kicked off the Great Recession — has decided to go for the gold in the used car and leasing markets, citing “irrational” pricing found in the superprime mortgage loan […]

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Quote Of The Day: Score One For The Car Mags Edition http://www.thetruthaboutcars.com/2011/11/the-rise-of-the-no-look-lease/ http://www.thetruthaboutcars.com/2011/11/the-rise-of-the-no-look-lease/#comments Fri, 11 Nov 2011 23:37:24 +0000 http://www.thetruthaboutcars.com/?p=417811 The New York Times has a story that’s fascinating in its own right: the number of people leasing a car on leasetrader.com without first test-driving the car has doubled since 2007.  Troubling stuff for most auto enthusiasts among us, but probably not much of a surprise to readers on the retail side of the business. […]

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The New York Times has a story that’s fascinating in its own right: the number of people leasing a car on leasetrader.com without first test-driving the car has doubled since 2007.  Troubling stuff for most auto enthusiasts among us, but probably not much of a surprise to readers on the retail side of the business. […]

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Shocker: 45% Of Premium-Brand “Buyers” Actually Lease http://www.thetruthaboutcars.com/2011/08/shocker-premium-buyers-actually-lease/ http://www.thetruthaboutcars.com/2011/08/shocker-premium-buyers-actually-lease/#comments Mon, 01 Aug 2011 23:22:41 +0000 http://www.thetruthaboutcars.com/?p=404981 Polk’s Tom Libby takes a penetrating look into the obvious and reveals that American luxury car buyers rarely actually buy their cars, reporting: Industry-wide, leases comprise about a fifth of all new vehicle registrations, but within the luxury market, lease penetration is more than twice as high at 45%. Three premium makes: BMW, Infiniti and […]

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Polk’s Tom Libby takes a penetrating look into the obvious and reveals that American luxury car buyers rarely actually buy their cars, reporting: Industry-wide, leases comprise about a fifth of all new vehicle registrations, but within the luxury market, lease penetration is more than twice as high at 45%. Three premium makes: BMW, Infiniti and […]

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BMW Seeks A Million New… Rentals? http://www.thetruthaboutcars.com/2011/03/bmw-seeks-a-million-new-rentals/ http://www.thetruthaboutcars.com/2011/03/bmw-seeks-a-million-new-rentals/#comments Tue, 22 Mar 2011 21:40:02 +0000 http://www.thetruthaboutcars.com/?p=388319 Think BMW sells a lot of cars in the US? The German automaker may have registered nearly 20,000 “sales” in the US last month, but according to the analysts at Polk, over 50 percent of its “sales” in 2010 were actually leases. No wonder BMW’s best-seller, the Dreier (3 Series), occupies a nearly unique position […]

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Think BMW sells a lot of cars in the US? The German automaker may have registered nearly 20,000 “sales” in the US last month, but according to the analysts at Polk, over 50 percent of its “sales” in 2010 were actually leases. No wonder BMW’s best-seller, the Dreier (3 Series), occupies a nearly unique position […]

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February Sales: Leasing, Incentives and Price Wars, Oh My! http://www.thetruthaboutcars.com/2011/03/february-sales-leasing-incentives-and-price-wars-oh-my/ http://www.thetruthaboutcars.com/2011/03/february-sales-leasing-incentives-and-price-wars-oh-my/#comments Wed, 02 Mar 2011 17:37:54 +0000 http://www.thetruthaboutcars.com/?p=385805 Remember the phrase “jobless recovery”? Well, the auto industry is having something of a “price dropping recovery.” The headline for February auto sales may have been “the buyers are back,” but beneath the big volume boosts there’s trouble a-brewing. According to TrueCar’s transaction price forecast (above), Hyundai CEO John Krafcik was right to warn of […]

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Remember the phrase “jobless recovery”? Well, the auto industry is having something of a “price dropping recovery.” The headline for February auto sales may have been “the buyers are back,” but beneath the big volume boosts there’s trouble a-brewing. According to TrueCar’s transaction price forecast (above), Hyundai CEO John Krafcik was right to warn of […]

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EVs Are Great, Just Don’t Buy The Battery http://www.thetruthaboutcars.com/2010/06/evs-are-great-just-dont-buy-the-battery/ http://www.thetruthaboutcars.com/2010/06/evs-are-great-just-dont-buy-the-battery/#comments Tue, 22 Jun 2010 18:40:56 +0000 http://www.thetruthaboutcars.com/?p=359319 After one year of ownership we would expect EV residual values to be above the segment average expressed in terms of pound values. But, if the battery is owned rather than leased, and lacks the appropriate extended warranty, the value of the typical EV will then fall dramatically until the vehicle is five years old, […]

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After one year of ownership we would expect EV residual values to be above the segment average expressed in terms of pound values. But, if the battery is owned rather than leased, and lacks the appropriate extended warranty, the value of the typical EV will then fall dramatically until the vehicle is five years old, […]

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Detroit Tops May Incentives, Residuals Rise Regardless http://www.thetruthaboutcars.com/2010/06/detroit-tops-may-incentives-residuals-rise-regardless/ http://www.thetruthaboutcars.com/2010/06/detroit-tops-may-incentives-residuals-rise-regardless/#comments Mon, 07 Jun 2010 14:17:41 +0000 http://www.thetruthaboutcars.com/?p=358363 Once again Detroit finds itself atop Edmunds’ True Cost of Incentive ranking of the top seven automakers [via earthtimes], as the domestic OEMs spent about $1.7b (or, about 60 percent) of the $2.8b paid out by the entire industry on incentives last month. Trucks were the most heavily discounted segment, with average incentives running around […]

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Once again Detroit finds itself atop Edmunds’ True Cost of Incentive ranking of the top seven automakers [via earthtimes], as the domestic OEMs spent about $1.7b (or, about 60 percent) of the $2.8b paid out by the entire industry on incentives last month. Trucks were the most heavily discounted segment, with average incentives running around […]

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Capsule Review: 1994 Infiniti J30 and the Magic Lease http://www.thetruthaboutcars.com/2010/06/capsule-review-1994-infiniti-j30-and-the-magic-lease/ http://www.thetruthaboutcars.com/2010/06/capsule-review-1994-infiniti-j30-and-the-magic-lease/#comments Sat, 05 Jun 2010 20:16:48 +0000 http://www.thetruthaboutcars.com/?p=358250 “We need young, college-educated people like you,” the man said, “because the old way of selling cars is dead and gone. That’s why I was hired — to bring the dealership into the present day.” And with those thoroughly self-deceived words, the new sales manager at “Infiniti Of Columbus” welcomed to me to the team […]

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“We need young, college-educated people like you,” the man said, “because the old way of selling cars is dead and gone. That’s why I was hired — to bring the dealership into the present day.” And with those thoroughly self-deceived words, the new sales manager at “Infiniti Of Columbus” welcomed to me to the team […]

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Piston Slap: Drive It Like You Lease It. Then Don’t. http://www.thetruthaboutcars.com/2010/04/piston-slap-drive-it-like-you-lease-it-then-don%e2%80%99t/ http://www.thetruthaboutcars.com/2010/04/piston-slap-drive-it-like-you-lease-it-then-don%e2%80%99t/#comments Mon, 12 Apr 2010 17:44:34 +0000 http://www.thetruthaboutcars.com/?p=352207 Anthony writes: I currently own a 2006 Acura TSX, 6-speed manual, with 32,000 miles. I’m also leasing a 2008 Mazda Miata for 2-years. I’m giving the Miata back in September of this year and it’s way under milage. I have two questions about my TSX: 1) Because of the mileage, I want to drive the […]

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Anthony writes: I currently own a 2006 Acura TSX, 6-speed manual, with 32,000 miles. I’m also leasing a 2008 Mazda Miata for 2-years. I’m giving the Miata back in September of this year and it’s way under milage. I have two questions about my TSX: 1) Because of the mileage, I want to drive the […]

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Piston Slap: Playing Stratego at the Roundel http://www.thetruthaboutcars.com/2010/03/piston-slap-playing-stratego-at-the-roundel/ http://www.thetruthaboutcars.com/2010/03/piston-slap-playing-stratego-at-the-roundel/#comments Wed, 17 Mar 2010 16:14:57 +0000 http://www.thetruthaboutcars.com/?p=349280 Andy writes: Sajeev, I enjoy your posts on TTAC and I wanted to ask a quick lease negotiation question. Currently BMW has very good lease rates on their 5 series models. Is there a smart way to renegotiate the 10k mile/year limit? That just seems like a lot of money for 10k miles per year. […]

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Andy writes: Sajeev, I enjoy your posts on TTAC and I wanted to ask a quick lease negotiation question. Currently BMW has very good lease rates on their 5 series models. Is there a smart way to renegotiate the 10k mile/year limit? That just seems like a lot of money for 10k miles per year. […]

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Incentives, Fleets Fattened February Sales http://www.thetruthaboutcars.com/2010/03/incentives-fleets-fattened-february-sales/ http://www.thetruthaboutcars.com/2010/03/incentives-fleets-fattened-february-sales/#comments Wed, 03 Mar 2010 15:23:03 +0000 http://www.thetruthaboutcars.com/?p=347341 Chrysler once again topped Edmunds’ True Cost Of Incentive index last month, despite failing to significantly improve its sales over February 2009’s miserable showing. The only upside is that Chrysler basically held even with reduced incentives, as the entire industry is spending about 14 percent less on incentives than it did a year ago. Another […]

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Chrysler once again topped Edmunds’ True Cost Of Incentive index last month, despite failing to significantly improve its sales over February 2009’s miserable showing. The only upside is that Chrysler basically held even with reduced incentives, as the entire industry is spending about 14 percent less on incentives than it did a year ago. Another […]

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Bailout Watch 579: GMAC To Score $3.5b More http://www.thetruthaboutcars.com/2009/12/bailout-watch-579-gmac-to-score-3-5b-more/ http://www.thetruthaboutcars.com/2009/12/bailout-watch-579-gmac-to-score-3-5b-more/#comments Thu, 31 Dec 2009 16:20:36 +0000 http://www.thetruthaboutcars.com/?p=340452 The underlying cause of GMAC’s failure was no different than so many other American financial institutions: giant bets on risky mortgages at the height of a real estate bubble. And though that error alone would have qualified GMAC for a bailout rescue along with the other failed banks, The WSJ reports that the ongoing support […]

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The underlying cause of GMAC’s failure was no different than so many other American financial institutions: giant bets on risky mortgages at the height of a real estate bubble. And though that error alone would have qualified GMAC for a bailout rescue along with the other failed banks, The WSJ reports that the ongoing support […]

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