Way ahead of you. My account is already in a locally owned, regional bank, and was before the crisis. I never trusted the big boys.

Local banks are actually still doing quite well, since they didn’t do as much funny business as places like Citi.

Bankers really like money, which makes boycotting particularly effective.

There are a lot of small banks that aren’t at the tax money trough (officially the TARP participants aren’t being named, but it’s unlikely that small privately held banks are participating because the government cannot easily take warrants in them):

http://www2.fdic.gov/idasp/main_bankfind.asp

If everyone took their money out of, for example, CitiShittybank the effect would be interesting, to say the least.